Money Tips
Moraya Ugwu • September 7, 2021
As a 22-year-old who just started her corporate job money is a constant topic. I am not a pro yet but have figured out a few things to help my bank account out!
- 50 -30 – 20: If you have note heard of this rule then I have no idea where you have been. I believe it to be one of the best things to ever cross my Instagram feed. This rule states that with every paycheck you receive you should use 50% of it for your needs, such as bills rent, food toiletries. 30% for wants like a new fall wardrobe which I am in dire need of. Then the 20% should be heading straight to your savings account. This way you don’t spend to much or too little on each category and you can save up for those bigger purchases down the line.
- Invest: There is so many options and ways to invest so there is no excuse not to! I am lucky that my job has created a Fidelity account for me where they take money out of each paycheck and add it to an investing account for me. I also have an account with Robinhood where I get to choose where my money goes and I try to put in around $50 every month. You can check out there websites below and open an account yourself!
- Have more than one stream of Income: Always try to have at least two streams of income. This provides you wiht more financial security and helps when random big bills arise in life. It also helps with the process of saving so that you can add to your bank times two!
Its that time of year when you have to find the perfect gift for your loved ones and we are here to help! Over the next 4 days we will be sharing our gift guides for this holiday season. Just click on anything below and it will take you right to purchase it!
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